Thursday, January 18, 2018
How to Fight Major Homesickness When Moving Abroad
Friday, October 27, 2017
What to See & Do in Malta
Tuesday, October 10, 2017
Top 5 Places to Visit in Crete
Monday, September 18, 2017
4 Questions to Ask Your Financial Advisor
First of all, if you don’t already have one, it’s time to find a financial advisor. All too often, people make financial errors that could be easily avoided if they work with a financial advisor. Lots of people do not start thinking seriously about topics like retirement, sending their children to school, or making large purchases and investments until the time comes to face that specific task. It’s time to find yourself a financial advisor!
Once you’ve decided to speak with an advisor, it’s important to do the correct amount of research and work to find the one who’s the best for you. The last thing you want to do (next to not getting a financial advisor at all) is simply picking the first person you come across and trusting that they’re the best fit for you. Here are some questions to ask when you’re looking for a financial advisor.
Are they a fiduciary?
This question is one of the first you’ll want to ask because it’s an important one. A fiduciary is someone who works as an advisor and has a duty to genuinely work toward their clients’ best interests. Unfortunately, many advisors are not fiduciaries, which means they do not have to disclose certain information to clients. Oftentimes, advisors make commission off certain stocks. A fiduciary is upfront with you, letting you know if they make a profit and if the investment is actually best for you. Find someone who has your best interests in mind.
What kind of experience do they have?
There are various licenses and certifications a financial advisor can receive. Learn which of these your potential advisor has and then do research to determine if they’re the best fit for your specific needs. It’s also helpful to know how long your advisor has been working in the industry and what type of clients they’ve worked with previously.
How do they profit?
This question is also very important because it helps you understand where your money will be going. The two most common ways financial advisors profit is through upfront fees or billed fees and receiving a percentage of the investments you make through them. It’s important to understand how you’ll pay for their services and then keep track of how much it’s costing you. If an advisor is automatically taking a percentage of your investments, make sure you’re aware of how much it’ll be and keep track of it to make sure you’re comfortable with the amount that’s being paid.
How involved are they with your financial portfolio?
Some advisors help you set up initial investments and then are relatively hands-off while others constantly re-evaluate your portfolio and see where improvements could be made. Decide what kind of financial advisor you want and then begin asking questions to find someone who uses the method that you prefer.
After you’ve asked a financial advisor these questions, take a few days to think over which advisor would be the best fit for you. No matter how great their answers to your questions were, it’s up to you to decide if you’d be comfortable working with them. Find the financial advisor who gives you the best answers and also seems like someone you’d be happy communicating with and then begin working with them.
from Manisha Dorawala | Professional Overview http://ift.tt/2wBNV8F
via IFTTT
Thursday, August 24, 2017
Traveling through Portugal
Monday, July 31, 2017
5 Tips for Traveling with a Toddler
Friday, June 9, 2017
Cultivating Professionalism in Your Career
No matter what industry you work in, you’ll want to develop a professional image that shows you’re serious about your job and are a responsible individual. Mastering professionalism is particularly important to younger professionals, who haven’t gotten much experience in their industry and need to rely on how they first present themselves when it comes to landing a job or internship. Learn some tips to cultivating professionalism in your career and you’ll see the positive changes!
Engage in active listening
A huge mistake people make is talking too much, which is definitely a mistake if you aren’t completely sure what you’re talking about. At work, you certainly need to speak up if you have ideas or suggestions, but it’s also vital that you learn how to listen to other people. Instead of monopolizing a conversation, give others a chance to offer their opinion and sincerely listen to what they’re saying, by asking questions and looking at them. If you show that you’re an active and attentive listener, people will respect you and notice your attention to detail.
Learn a new skill
You should never stop learning and this fact is particularly important when it comes to your career. Take a class online or enroll in one at a local school. Find a topic that pertains to your job (or even one that doesn’t and you’re just interested in it) and teach yourself. With the internet, you can find tutorials and information on nearly anything, so you don’t have an excuse when it comes to finding resources. Consider teaching yourself another language! Any skill you develop can have value in the workplace if you learn how to utilize it correctly.
Examine your online presence
Many people make the mistake of posting every detail of their lives online and never consider how it looks to a potential employer or future coworkers. Make sure what you post online is private or completely appropriate no matter who views it. Quite a few people have lost their jobs over something they’ve posted online, so think before you get into an online argument with someone and never post negative or private information about work on the Internet.
Attend networking events
If you work in a city, it’s almost a certainty that there will be some kind of professional group that regularly hosts networking events. Make an effort to attend these events, at least once a month. It’ll help you to interact with other professionals and make great connections, even if they’re in different industries. Networking is a great tool and you should absolutely use it to cultivate your professional image. Invite other people from work to join you and you’ll create connections with people in your office as well.
Display a positive attitude
While you absolutely do not always have to be perky and upbeat, avoid complaining at work. Never complain about a coworker or your boss to someone you work with and try to keep complaints about your work light and infrequent. If your manager believes you have a negative attitude, you’ll be viewed as less suitable for the job and could miss out on promotions and larger responsibilities.
Always be prepared
Be prepared for work, no matter what you’re doing. If you have a call with a client or a meeting, prepare notes beforehand and think through what you’re going to say. If you have a presentation, practice for a few days ahead of time so you know what you’re going to say and are ready for any questions. Even if you’re having an informal meeting with one other person, jot a few notes and go into the meeting with a clear head and focused mindset.
from Manisha Dorawala | Professional Overview http://ift.tt/2smuWRg
via IFTTT




